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NYers Scammed Most on the Internet, with Their Cars and on Credit Issues

bankrate.com

When New Yorkers agree to buy a car or something on the internet…or pay up front to have some service or repair done, they expect to get what they pay for.  But people made more than 19,000 complaints to state consumer protection about consumer frauds.  And topping the Top 10 Consumer Fraudlist statewide were problems buying over the internet and shady dealings buying, leasing or fixing a vehicle. Attorney General Eric Schneiderman reports our area had a different top concern.

“In the Syracuse area frauds related to home improvement work were the top complaint we received.  In the last year we reached settlements with over 200 home improvement contractors for violating the home improvements contract law.  We’ve gotten money back for homeowners and imposed penalties on the fraudsters.  Homeowners need to know their rights and contractors need to follow the law.”

The other top local fraud concerns were 50 complaints for various services; 47 for landlord problems with rent and security deposits; 35 complaints regarding furniture and appliance purchases;  and 28 regarding automobiles.  Schneiderman says his office will go after anyone using deceptive practices. 

Top 10 Fraud Complaints Statewide:

1. Internet  --  4753
(privacy issues; spyware; consumer frauds)

 

2. Automobile  --  2614
(buying; leasing; repair; service contracts; rentals)

 

3. Credit  --  2295
(debt collection; credit card billing; payday loans; identity theft)

 

4. Consumer-Related Services  --  2158
(security systems; restaurant services; tech repairs; dating services)

 

5. Mortgage  --  1748
(mortgage modifications; loan broker fraud; foreclosures)

 

6. Landlord / Tenant  --  1733
(deposit releases; tenant harassment)

 

7. Furniture / Major Household Appliances  --  1168

 

8. Home Repair / Construction  --  995
(home improvement services not delivered/done poorly)

 

9. Retail Sales  --  913
( food; clothing; rent to own; wholesale clubs; price gouging)

 

10. Mail Order  --  816
(purchases made online or from a catalog)

 

The state top 10 list and suggestions on how to avoid frauds are at the Attorney General’s website:  AG.NY.gov.

Chris Bolt, Ed.D. has proudly been covering the Central New York community and mentoring students for more than 30 years. His career in public media started as a student volunteer, then as a reporter/producer. He has been the news director for WAER since 1995. Dedicated to keeping local news coverage alive, Chris also has a passion for education, having trained, mentored and provided a platform for growth to more than a thousand students. Career highlights include having work appear on NPR, CBS, ABC and other news networks, winning numerous local and state journalism awards.