credit cards

  Central New Yorkers might take some time as the year draws to a close to think about their finances, past and future.  Citizens Bank here in New York has some common sense tips, such as creating a budget based on the past year’s spending.  Manager of Everyday Banking John Rosenfeld says people are often surprised where their money went.  He suggests sometimes professional advice can help.

Chris Bolt/WAER News

  Many people are continuing their holiday shopping and a local company might help you manage credit card debt.